Over the past few months many people have gone through what is called a “Qualifying Life Event” because of COVID-19, without even knowing it. These are significant moments in life when you are allowed to change your health insurance plan despite the fact it isn’t open enrollment. A qualifying life event may be a divorce, moving or more related to what is currently happening… losing one’s job. This opens up what is called a Special Enrollment Period or SEP.
We know this isn’t an easy time for anyone being stuck at home, not knowing where to apply (or what else to watch on Netflix to stay sane). Surely the last thing on your mind right now is health insurance – and we totally understand! However now is the time to make sure that the policy you have truly fits all your and your family’s needs.