There are 2 types of subsidies for us as adult entertainers as we will sadly never (or at least not anytime soon) have the option of subsidizing our insurance through our employers. *Prays one day soon that will be able to change as we all deserve health insurance thru our clubs considering we turn into naked Olympians every night*
Under the Affordable Care Act (ACA) adult entertainers aka independent contractors may qualify for subsidies to help offset the cost of health insurance. These subsidies are usually based on income and can greatly reduce the out of pocket cost of coverage.
With an unsubsidized insurance plan, you are responsible in full of all your expenses from co-pays to medication costs etc. With a subsidized plan these costs can be greatly reduced or absolutely resolved to $0. Subsidies for us as adult entertainers can come from the government or from public assistance programs.
Be aware that household size also can also play a role in potential for subsidies and tax credits. For example, a larger household may qualify for higher amounts than a smaller household. So where do you even begin to look for something like this as an independent contractor? The best place is Healthcare.gov – save yourself the headache of endless Google searches and start there.
Your second option is a Public Assistance Program. To find a list of programs it would be best to look at your state’s Department of Health page. It is also important to note that unlike a loan, these do not need to be paid back. It is quite literally an assistance to pay for your healthcare. With any luck, you can qualify for something(s) that will save you a decent chunk of change!
