Open Enrollment has come and just as quickly as it arrived – is now over!
Today is the last day, November 15th, to enroll in, re enroll in or change coverage for 2021. So what can one do if they missed this deadline? While there aren’t many options out there we can suggest 2 things that should keep you covered until the next Open Enrollment.
Firstly, with everything going on due to COVID-19 there is a great chance that you may qualify for a Special Enrollment Period. This article will break it down for you and help you understand what that means for you and your family. You may have 60 days before or 60 days following the life event to enroll in a plan.
Second is a Short Term medical plan to get you through the rest of 2021 until the next Open Enrollment period. These plans are not to be used as a substitute for regular long-term health insurance, but are a great alternative to no coverage. If you’re choosing between a short term plan or being uninsured, a short-term plan is 100% better than going without any coverage. Period.
If you missed this year’s deadline don’t worry, our agents are here to help you prepare for 2021 on your time.